Mini course · Instant access
Stop shopping for funding in the wrong aisle. Learn the 6 funding types, how to build business credit from zero, and the exact order lenders want to see.
Get instant access · $49
One-time payment. Lifetime access.
Tap your stage.
New business, little or no income yet. There IS funding made for this stage. Most people skip right past it.
You're making steady money. New doors open here, but only if lenders can see your business is real.
A couple of years in. This is where bigger funding lives, and where most people try to start on day one.
The course shows you what fits your aisle and how to move up. Get the course
A 60-second message from Joss
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Sound familiar?
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Real client outcomes. Individual results vary. No approval is promised.
What's inside
Short lessons, most just a few minutes and none longer than 7. Easy to follow, even if you're brand new or your credit has taken hits.
MODULE 1
Funding 101
The 6 funding types, and which one fits your stage of business.
MODULE 2
Personal Credit & Funding
What lenders check, the personal guarantee, and UltraFICO and Experian Boost.
MODULE 3
Business Credit From Zero
EIN, D-U-N-S, Paydex, and the 4-tier system to real business Visa and Mastercard credit.
MODULE 4
Good Credit vs. Bad Credit Paths
Your real options at every credit level, plus the truth about "no credit check" money.
MODULE 5
The Fundability Roadmap
The exact order lenders want, wrapped into your 90-day plan.
Also inside
The NAICS denial trap: the industry code lenders check before your credit
MCA and predatory lending defense: spot the traps before they drain your account
Your 90-Day Fundability Plan, days 1 to 90 mapped out in the order lenders reward.
Sneak peek
A quick look at a real lesson from Module 1. Tap the video to hear it with sound.
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Get the full course · $49Included free with the course.
BONUS #1
$25K No-Docs Funding Guide
The strategy that's helped clients get a line of credit approved with brand-new LLCs, without income docs or tax returns.
BONUS #2
Funding Readiness Workbook
Every checkpoint broken down step by step, so you know your business is lender-ready before you ever apply.
BONUS #3
The $150K Credit Stacking Strategy
How founders line up card and credit line approvals in the right order, without wrecking their credit. Stacking done right, not the MCA stacking trap.
The complete funding education, for less than dinner.
"I made back the $49 the same week I got my first business credit card."
Verified client, Joss Consulting Group
WHAT THIS WOULD NORMALLY COST
$49
One time. Lifetime access. All 3 bonuses.
Get instant accessSecure checkout · Instant access
Want the full foundation? Add the LLC Structure Course at checkout for $27.
★★★★★
"I had no idea why I kept getting denied until I went through this. Now I understand exactly what lenders check, and my business finally has credit of its own building every month."
Verified client
Joss Consulting Group
★★★★★
"My personal credit had taken hits and I thought funding was off the table. The business credit tier system changed everything. Vendor accounts, then store credit, and now my first real business card is approved."
Verified client
Joss Consulting Group
★★★★★
"Worth every penny. I stopped guessing and followed the 90-day plan step by step. D-U-N-S done, vendors reporting, Paydex building, and I know exactly which funding I'm applying for and when."
Verified client
Joss Consulting Group
Meet your guide
I'm Yoldine "Joss" Joscirin, MBA, founder of Joss Consulting Group. I help business owners get set up the right way, so when they apply for funding, they're ready.
I built this course as the funding education I wish I had when I started, broken into short lessons for $49.
Real talk
There isn't one. No free trial that locks you in, no monthly subscription, no answers held back.
One $49 payment for the full course and all 3 bonuses. Lifetime access. No surprise charges.
Yes. Module 3 shows you how to build credit in your business name, which doesn't depend on your personal score. Module 4 maps your options at every credit level.
No. This is education. You'll learn how funding works and what lenders look for, so you can make your own choices. No lender matching, and no outcomes are promised.
New is the best time. The course shows you what to set up in your first 90 days so your business builds fundability from day one.
The course works either way, and the roadmap shows where your LLC setup fits. If you want step-by-step help with the LLC itself, add my LLC Structure Course at checkout for $27.
No course can promise approval. That depends on your business, your application, and the lender. What you get is the foundation lenders look for. Results vary.
Lessons are short. Most take just a few minutes, and the longest are about 7. You can go through the whole course in an afternoon, then follow your 90-day plan. Lifetime access, self-paced.
You'll get your login by email right after checkout, so enter the right email. Everything, including all 3 bonuses, is inside.
Learn which aisle you're in, and how to move up, for less than the cost of dinner.
Get instant access · $49Terms & Conditions Privacy Policy
This site is not part of, or endorsed by, Meta, TikTok, YouTube, or Google. This course is for education only and is not financial, legal, or lending advice. Results and testimonials shown are examples only. We do not promise you will get the same or any specific results. Your results depend on many things, including your effort, credit, and qualifications. All business involves risk.
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